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Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

Description:

Bestselling 5 Star Graduation Gift for both College and High School grads! Recommended by eBay, Forbes, Lifehack, Elite Daily, Real Simple and Bustle. Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management?Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood. As it developed, the author realized that personal money management skills were rarely taught in high schools, colleges and even in MBA programs. Unfortunately, books on the subject tend to be complicated, lengthy reads. The book includes eight important lessons focusing on 99 principles that will quickly and memorably enhance any individual's money management acumen. Unlike many of the personal money management books out there, this book is a quick, easily digested read that focuses more on the qualitative side than the quantitative side of personal money management. The principles are not from a text book. Rather, they are practical principles learned by the author as he navigated through his financial life. Many are unorthodox in order to be memorable and provoke deeper thought by the reader.Not only an excellent graduation gift for high school and college students but also a great read for any adult! ALSO AVAILABLE IN SPANISH - "POR QUE NO ME ENSENARON ESTO EN LA ESCUELA?"


Editorial Reviews

About the Author

The author, Cary Siegel, is a retired business executive. After earning his MBA from the University of Chicago, he began his career in brand management with Kraft and went on to lead several companies in marketing and sales. He has been the lead speaker at over fifty sales meetings and marketing seminars, and was honored with over twenty awards during his career. Following the principles from this book (along with hard work) allowed him to retire at the age of forty-five.

Reviews:

5.0 out of 5 stars Excellent advice to manage your finances

S.f.K. · December 21, 2024

This books gives some very sane advice to manage your finances and to survive debt free. Interesting and engrossing read.To answer the book title’s question “Why Didn’t They Teach Me This in School?” I respond as follows.It is not the job of school to teach the basics of life but most of it is the parent’s responsibility and personal upbringing. Money management should start at home where a child should be give an allowance and the told to live and survive within this amount and not loaned any money if he/she runs out. The parents should teach the elder children money and debt management from their own experiences and be not left to learn from the streets

5.0 out of 5 stars A Financial Literacy Book Teens Will Actually Read!

F. · January 27, 2025

As an educator, I largely build my classroom library around student interests and student recommendations. Surprisingly, and in recent years, students have become interested in two surprising subjects; religion/philosophy, and business/finances. Several of my students this year have become interested in Catholicism as many are participating in Catholic Confirmation. As such, I am so glad to have connected with a local parish that recommended this book to me for students/teens with financial inquiries. I don't incorporate this text into my curriculum, but I am happy I could foster a love of learning, reading, and introspection within my students by acknowledging their reading interests and preparing them for the future. Happy to have this book as part of our financial sense and self-help section amongst the others.

4.0 out of 5 stars Real life math

m. · March 17, 2017

I purchased this book as a gift for a family member in high school, so I haven't actually read it myself. But what I can say is that when I was in high school, the best math class I took was one I chose to take as an elective during my senior year - Math Finance. Rather than teach math subjects like algebra and geometry, I can't understand why schools out there wouldn't require more useful math classes that are applicable in real life situations for everyone, no matter what their careers might be. My Math Finance class, which was rooted in personal money management, was the best math class I took. That being said, if your school won't require you to take a more "real life" math class, and doesn't offer many elective options to choose from, I would imagine a book such as this one would be a useful read. I'm sure our family member will read it and enjoy it!

5.0 out of 5 stars I purchased 80 for my high school Personal Finance class!

s. · August 23, 2015

As a Florida high school Personal Finance and Marketing teacher who tries to prepare his student with "common sense" strategies for a solid financial life, I was thrilled to come across Cary Siegel's book. The vast majority of information is what I believe in and teach to my students. My wife and I live below our means, carry no credit card debt (but love the cash back reward), have paid off the house mortgage, and been investing successfully in mutual funds for 30 years. There are 99 Principles, such as those stated above, covered in this easily understood book.The information is concise, with topics covered within two pages. This is a plus for many readers, especially those from the Millennial Generation! Some Principles stated are "enough said", while others need further research and explanation. That is the beauty of using it as supplemental reading in my classes. I can expand on topics and answer questions that come up from student reading. For other readers, they will need to Google those topics in question and further their education through more detailed books, magazines or websites. At least the "finance light bulb" went off!Check out the Table of Contents to see the 99 Principles. A person truly interested in making sound personal financial decisions in life will take away a good blueprint for doing so. As I've told my students; making wise financial decisions allows you to keep more of your money and create options and opportunities in life, something more and more of our citizens are left without.A great book for teens, young adults, or adults dipping their toes in the personal finance water who might be intimidated by most financial tomes.

5.0 out of 5 stars Used to teach a basic finance class

M. · May 15, 2017

I teach an Intro. to Finance class for college students and have used this book for 3 semesters now. Students love the book and on post-course surveys consistently rate it as one of their favorite parts of the class. It is easy to read, affordable, and has excellent basic finance recommendations for folks that are just starting out on their own. I do not agree with everything Siegel has to say and I think culturally his perspective is that of a wealthy white guy, but his 99 principles are overall, good solid advice for anyone learning to manage their own money, and a good starting point for students to discuss finances in general. The topics he discusses are ones that many of us as adults have probably experienced either good or bad, but for young adults they have not even thought about most of these topics.

Many good principles to stand by and explained in detail

A.P. · May 12, 2023

Direction

E. · June 1, 2023

The book was easy, direct and engaging to read. It held my attention well & the end of the book melted my heart. This book was a great introduction book, very insightful & valuable.

True Value for Life

S. · September 13, 2020

To follow such excellent advice and be able to control ourselves money wise, I would have made enough financially to buy a house and a good vehicle. WOW!!! I am truly amazed at his tactics and experience!!!

Book

S.s. · May 24, 2024

Interesting read. A book ti gift to your children or grandchildren.

Nice content but terrible printing

T. · July 4, 2020

The content of the book itself is okay. Easy to follow, simple to read and apply in real life.The problem that made me mad is about a print.It is too irrational to print such big letters on a single page and leave so many pages partially blanc and empty.The book could be much more concise and compressed if it has been printed respecting the environment. IMHO it is extremely hazardous for our Planet to waste a paper resource that easily and silly.So, I am looking forward that typography in Poland i.e. Bolo Fulfillment Poland Sp. z o.o. in Wroclaw will apply considerable changes and smart improvements!p.s. Perhaps, purchase it as a second-hand book.Cheers, Taras

Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

Product ID: U1481027565
Condition: New

4.4

AED9618

Price includes VAT & Import Duties
Type: Paperback
Availability: In Stock

Quantity:

|

Order today to get by 7-14 business days

Delivery fee of AED 20. Free for orders above AED 200.

Returns & Warranty policies

Imported From: United States

At BOLO, we work hard to ensure the products you receive are new, genuine, and sourced from reputable suppliers.

BOLO is not an authorized or official retailer for most brands, nor are we affiliated with manufacturers unless specifically stated on a product page. Instead, we source verified sellers, authorized distributors or directly from the manufacturer.

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Unless otherwise stated, all prices displayed on the product page include applicable taxes and import duties.

BOLO operates in accordance with the laws and regulations of United Arab Emirates. Any items found to be restricted or prohibited for sale within the UAE will be cancelled prior to shipment. We take proactive measures to ensure that only products permitted for sale in United Arab Emirates are listed on our website.

All items are shipped by air, and any products classified as “Dangerous Goods (DG)” under IATA regulations will be removed from the order and cancelled.

All orders are processed manually, and we make every effort to process them promptly once confirmed. Products cancelled due to the above reasons will be permanently removed from listings across the website.

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Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

Product ID: U1481027565
Condition: New

4.4

Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By-0
Type: Paperback

AED9618

Price includes VAT & Import Duties
Availability: In Stock

Quantity:

|

Order today to get by 7-14 business days

Delivery fee of AED 20. Free for orders above AED 200.

Returns & Warranty policies

Imported From: United States

At BOLO, we work hard to ensure the products you receive are new, genuine, and sourced from reputable suppliers.

BOLO is not an authorized or official retailer for most brands, nor are we affiliated with manufacturers unless specifically stated on a product page. Instead, we source verified sellers, authorized distributors or directly from the manufacturer.

Each product undergoes thorough inspection and verification at our consolidation and fulfilment centers to ensure it meets our strict authenticity and quality standards before being shipped and delivered to you.

If you ever have concerns regarding the authenticity of a product purchased from us, please contact Bolo Support. We will review your inquiry promptly and, if necessary, provide documentation verifying authenticity or offer a suitable resolution.

Your trust is our top priority, and we are committed to maintaining transparency and integrity in every transaction.

All product information, images, descriptions, and reviews originate from the manufacturer or from trusted sellers overseas. BOLO is not affiliated with, endorsed by, or an authorized retailer for most brands listed on our website unless stated otherwise.

While we strive to display accurate information, variations in packaging, labeling, instructions, or formulation may occasionally occur due to regional differences or supplier updates. For detailed or manufacturer-specific information, please contact the brand directly or reach out to BOLO Support for assistance.

Unless otherwise stated, all prices displayed on the product page include applicable taxes and import duties.

BOLO operates in accordance with the laws and regulations of United Arab Emirates. Any items found to be restricted or prohibited for sale within the UAE will be cancelled prior to shipment. We take proactive measures to ensure that only products permitted for sale in United Arab Emirates are listed on our website.

All items are shipped by air, and any products classified as “Dangerous Goods (DG)” under IATA regulations will be removed from the order and cancelled.

All orders are processed manually, and we make every effort to process them promptly once confirmed. Products cancelled due to the above reasons will be permanently removed from listings across the website.

Description:

Bestselling 5 Star Graduation Gift for both College and High School grads! Recommended by eBay, Forbes, Lifehack, Elite Daily, Real Simple and Bustle. Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management?Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood. As it developed, the author realized that personal money management skills were rarely taught in high schools, colleges and even in MBA programs. Unfortunately, books on the subject tend to be complicated, lengthy reads. The book includes eight important lessons focusing on 99 principles that will quickly and memorably enhance any individual's money management acumen. Unlike many of the personal money management books out there, this book is a quick, easily digested read that focuses more on the qualitative side than the quantitative side of personal money management. The principles are not from a text book. Rather, they are practical principles learned by the author as he navigated through his financial life. Many are unorthodox in order to be memorable and provoke deeper thought by the reader.Not only an excellent graduation gift for high school and college students but also a great read for any adult! ALSO AVAILABLE IN SPANISH - "POR QUE NO ME ENSENARON ESTO EN LA ESCUELA?"


Editorial Reviews

About the Author

The author, Cary Siegel, is a retired business executive. After earning his MBA from the University of Chicago, he began his career in brand management with Kraft and went on to lead several companies in marketing and sales. He has been the lead speaker at over fifty sales meetings and marketing seminars, and was honored with over twenty awards during his career. Following the principles from this book (along with hard work) allowed him to retire at the age of forty-five.

Reviews:

5.0 out of 5 stars Excellent advice to manage your finances

S.f.K. · December 21, 2024

This books gives some very sane advice to manage your finances and to survive debt free. Interesting and engrossing read.To answer the book title’s question “Why Didn’t They Teach Me This in School?” I respond as follows.It is not the job of school to teach the basics of life but most of it is the parent’s responsibility and personal upbringing. Money management should start at home where a child should be give an allowance and the told to live and survive within this amount and not loaned any money if he/she runs out. The parents should teach the elder children money and debt management from their own experiences and be not left to learn from the streets

5.0 out of 5 stars A Financial Literacy Book Teens Will Actually Read!

F. · January 27, 2025

As an educator, I largely build my classroom library around student interests and student recommendations. Surprisingly, and in recent years, students have become interested in two surprising subjects; religion/philosophy, and business/finances. Several of my students this year have become interested in Catholicism as many are participating in Catholic Confirmation. As such, I am so glad to have connected with a local parish that recommended this book to me for students/teens with financial inquiries. I don't incorporate this text into my curriculum, but I am happy I could foster a love of learning, reading, and introspection within my students by acknowledging their reading interests and preparing them for the future. Happy to have this book as part of our financial sense and self-help section amongst the others.

4.0 out of 5 stars Real life math

m. · March 17, 2017

I purchased this book as a gift for a family member in high school, so I haven't actually read it myself. But what I can say is that when I was in high school, the best math class I took was one I chose to take as an elective during my senior year - Math Finance. Rather than teach math subjects like algebra and geometry, I can't understand why schools out there wouldn't require more useful math classes that are applicable in real life situations for everyone, no matter what their careers might be. My Math Finance class, which was rooted in personal money management, was the best math class I took. That being said, if your school won't require you to take a more "real life" math class, and doesn't offer many elective options to choose from, I would imagine a book such as this one would be a useful read. I'm sure our family member will read it and enjoy it!

5.0 out of 5 stars I purchased 80 for my high school Personal Finance class!

s. · August 23, 2015

As a Florida high school Personal Finance and Marketing teacher who tries to prepare his student with "common sense" strategies for a solid financial life, I was thrilled to come across Cary Siegel's book. The vast majority of information is what I believe in and teach to my students. My wife and I live below our means, carry no credit card debt (but love the cash back reward), have paid off the house mortgage, and been investing successfully in mutual funds for 30 years. There are 99 Principles, such as those stated above, covered in this easily understood book.The information is concise, with topics covered within two pages. This is a plus for many readers, especially those from the Millennial Generation! Some Principles stated are "enough said", while others need further research and explanation. That is the beauty of using it as supplemental reading in my classes. I can expand on topics and answer questions that come up from student reading. For other readers, they will need to Google those topics in question and further their education through more detailed books, magazines or websites. At least the "finance light bulb" went off!Check out the Table of Contents to see the 99 Principles. A person truly interested in making sound personal financial decisions in life will take away a good blueprint for doing so. As I've told my students; making wise financial decisions allows you to keep more of your money and create options and opportunities in life, something more and more of our citizens are left without.A great book for teens, young adults, or adults dipping their toes in the personal finance water who might be intimidated by most financial tomes.

5.0 out of 5 stars Used to teach a basic finance class

M. · May 15, 2017

I teach an Intro. to Finance class for college students and have used this book for 3 semesters now. Students love the book and on post-course surveys consistently rate it as one of their favorite parts of the class. It is easy to read, affordable, and has excellent basic finance recommendations for folks that are just starting out on their own. I do not agree with everything Siegel has to say and I think culturally his perspective is that of a wealthy white guy, but his 99 principles are overall, good solid advice for anyone learning to manage their own money, and a good starting point for students to discuss finances in general. The topics he discusses are ones that many of us as adults have probably experienced either good or bad, but for young adults they have not even thought about most of these topics.

Many good principles to stand by and explained in detail

A.P. · May 12, 2023

Direction

E. · June 1, 2023

The book was easy, direct and engaging to read. It held my attention well & the end of the book melted my heart. This book was a great introduction book, very insightful & valuable.

True Value for Life

S. · September 13, 2020

To follow such excellent advice and be able to control ourselves money wise, I would have made enough financially to buy a house and a good vehicle. WOW!!! I am truly amazed at his tactics and experience!!!

Book

S.s. · May 24, 2024

Interesting read. A book ti gift to your children or grandchildren.

Nice content but terrible printing

T. · July 4, 2020

The content of the book itself is okay. Easy to follow, simple to read and apply in real life.The problem that made me mad is about a print.It is too irrational to print such big letters on a single page and leave so many pages partially blanc and empty.The book could be much more concise and compressed if it has been printed respecting the environment. IMHO it is extremely hazardous for our Planet to waste a paper resource that easily and silly.So, I am looking forward that typography in Poland i.e. Bolo Fulfillment Poland Sp. z o.o. in Wroclaw will apply considerable changes and smart improvements!p.s. Perhaps, purchase it as a second-hand book.Cheers, Taras

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More from this brand

Similar items from “Budgeting & Money Management”